Perceived economic benefits of NVSU-Student Credit Cooperative among student-member enrolled in Bachelor of Science in Cooperative Development and its correlation to their academic performance

2026 IJRSE – Volume 15 Issue 5

Available Online:  18 March 2026

Author/s:

Castriciones, Serapio
Nueva Vizcaya State University, Philippines (serapiocastriciones@gmail.com)

Tangunan, Margel Aira*
Nueva Vizcaya State University, Philippines (margelaira85@gmail.com)

Abstract:

This study aims to describe and analyze the perceived economic benefits provided by the NVSU-Student Credit Cooperative and examine their correlation with the academic performance of student-members enrolled in the Bachelor of Science in Cooperative Development program. The study involved 40 student-members currently enrolled in the program. Data were analyzed using appropriate statistical tools, with hypotheses tested at the 0.05 level of significance. Findings indicate that respondents perceive their membership in the cooperative as economically beneficial to their socio-economic well-being. Additionally, student-members demonstrated satisfactory academic performance in their cooperative-related business major subjects. However, statistical analysis revealed no significant relationship between the economic benefits received from the cooperative and their academic performance. Based on these findings, the study recommends strengthening the NVSU-Student Credit Cooperative through campus-wide orientation seminars to encourage membership among students from various degree programs. Moreover, other potential factors influencing academic performance should be identified and addressed by both students and faculty to further enhance the academic success of BS Cooperative Development students.

Keywords: student credit cooperative, economic benefits, academic performance, cooperative development

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DOI: https://doi.org/10.5861/ijrse.2026.26085

Cite this article:
Castriciones, S., & Tangunan, M. A. (2026). Perceived economic benefits of NVSU-Student Credit Cooperative among student-member enrolled in Bachelor of Science in Cooperative Development and its correlation to their academic performance. International Journal of Research Studies in Education, 15(5), 229-241. https://doi.org/10.5861/ijrse.2026.26085

* Corresponding Author